Courier Insurance

information about courier business insurance

Courier Insurance provides cover for courier’s vehicles. These can include vans, cars, trucks and motorcycles. During an event that their commercial work vehicles are in, or are involved in an accident, some policies also cover the courier’s cargo as damage or loss.

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Are couriers self-employed?
A person who owns or operates a courier business or works as a courier for a third party but is classed as self-employed, will need courier insurance. This is due to an increased risk of a courier being involved in an accident due to the time spent on the road.

Can you deliver parcels with your own vehicle?
If a personal vehicle is used to deliver cargo, courier insurance is still required as a Class 1 business insurance policy will not cover a courier at work.

Types of courier insurance
Public indemnity insurance is sometimes included with courier insurance policies. Due to the rightful owner of the product being couriered, the insurance may depend on who the courier is delivering the product. If the parcel is not delivered on time to the rightful owner, it could affect efficiency and a public indemnity insurance policy will cover the courier in the event of a claim being made by the rightful owner of the parcel.

There is also cover for couriers in the form of goods in transit insurance. This insurance policy provides cover and protects the value of the cargo that the courier is transporting if the cargo was to be damaged, stolen or lost.

Public liability cover is also sometimes included in a courier insurance policy, providing cover to a courier if accidental damage is caused to a person’s property during time of work. It also provides cover for causing accident or injury to a person of the public during time of work.

Light haulier insurance is an insurance policy that provides cover for couriers who have deliveries that are pre-arranged.

Optional cover is also available that can include policies such as employer liability insurance and fleet vehicle cover.
Our Services
We are one of the UK's leading insurance brokers and have an experienced team of specialists who are ready and equipped to find you the best possible deal, suited to your individual requirements.

The Grove & Dean Courier Insurance Scheme is an exclusive rate, only available from us, underwritten by A+ Rated Insurers and we can guarantee the following service on all policies:

  • • Quick Turn around on quotes
  • • Flexible Cover
  • • Superior Claims Service
  • • Low Cost Instalment Plan
  • • Instant Cover – Policy Documents E-mailed in PDF form
  • • Legal Cover – Excess Recovery/Loss of Earnings/Personal Injury
  • • 3 Year fixed Rates – Offering financial stability in an world with increasing claims costs
  • • Low Claim Rebates – When you have a good year, you benefit. Confirming the requirement of good Risk Management
  • • Superior Claims Team & Service
Key Features and Benefits of our claim service
Grove & Dean work closely we our clients to fully understand the needs and ongoing difficulties a claim can bring. Our Claims Team has experienced and highly skilled individuals that are able to be fast, efficient and sympathetic to your needs.

Key Features and Benefits of our claim service:

  • • 24 Hour Claims Line – Driver able to speak with experienced claims handler at the scene of an accident, 24 hours a day
  • • Nationwide network of approved repairers - To ensure speedy repairs
  • • Replacement Vehicle – No down time for driver (Fault & Non-Fault)
  • • Out of Pocket Expenses Recovered – Loss of Earnings, Excess, Personal Injury claims

click to enquire about Grove & Dean Corporate Insurance policies


Grove & Dean Corporate Insurance

Key contact for Business insurance cover Joe HarrisonCERT CII

Corporate Operations Manager

01708 436 811

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Our clients are paramount and when the opportunity arises we like to display some of our genuine relationship testimonials.

Our passion, integrity and knowledge are key to maintaining long-standing relationships. We work hard to ensure everything in our power is completed to the highest standard accompanied by finest level of care.

Grove & Dean Client Testimonial 1
Grove & Dean Corporate Insurance Client Testimonial

“Our asbestos insurance seemed a complex risk, however, our account manager at Grove & Dean Corporate, provided face-to-face meetings and the knowledge that our business is adequately protected.

Advanced Asbestos

Grove & Dean Corporate Insurance Client Testimonial

Grove & Dean Corporate Client Testimonial

For years have built a valued business relationship with Grove & Dean, we believe their personal approach is above and beyond.

Pier Contractors Limited

PA Group Corporate Insurance Client

Grove & Dean Corporate Client Testimonial

I feel confident that both our company fleet and commercial combined insurance is in the right hands at Grove & Dean. The Corporate team are knowledgeable and display genuine integrity.

PA Group


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