Builders & Trade Merchants Insurance

Builders & trade merchants insurance policies by Grove & Dean

Grove and Dean Ltd are delighted to introduce SafetyNet, an insurance scheme designed specifically for building trade merchants.

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From builders merchants to plumbers merchants, timber merchants to iron mongers and all other building trade merchants and wholesalers, SafetyNet is a tailor made insurance product which offers all the specific covers required by these businesses.

In short, SafetyNet provides a safe, bespoke and time saving insurance check-list, ensuring businesses are covered correctly.

As a long standing broker to the construction industry, our specialist team has become expert in many related fields, including providing excellent, value for money insurance to building trade merchants.

We understand the risks associated with running a successful business and our schemes provide comprehensive cover, from business interruption to employers' liability, money, goods and transportation risks.

Specialist schemes for:

  • • Builders merchants
  • • Plumbers merchants
  • • Electrical contracting wholesalers
  • • Timber merchants
  • • Tile wholesalers
  • • Iron mongers
  • • All other building trade merchants and wholesalers

Services include:

  • • In-house dedicated claims specialist
  • • Competitive Scheme Rates
  • • Discount for BMF membership
  • • 10% discount for NMBS and BMF members

Builders merchants insurance covers:

Material Damage, Business Interruption, Employers Liability, Public and Products Liability, Money, Goods in Transit and Commercial Legal Expenses.

Cover includes:

  • • All material claims on a All Risks cover basis
  • • All contents other than stock covered on a 15% day one basis and settled on a reinstatement basis
  • • Cover on stock sold settled on a contract price basis
  • • Automatic cover for goods in the open
  • • Automatic cover for glass, blinds and signs
  • • Cover for replacement locks following theft of keys
  • • Includes trace & access costs
  • • Automatic exhibition extension
  • • Building Interruption due to failure of public utilities
  • • lottery syndicate wins
  • • material damage at unnamed suppliers or customers premises

Also denial of access, including through infectious diseases and crime scenes. Liability cover can be extended to include Contracting Cover for plant and equipment hired out.

click to enquire about Grove & Dean Corporate Insurance policies


Grove & Dean Corporate Insurance

Key contact for builders & trade merchants insurance Jim Hooper CERT CII

Corporate Manager

01708 436 811

How can we help you?

Fill in our form and a member of the corporate insurance team will contact you to answer your enquiry.



Our clients are paramount and when the opportunity arises we like to display some of our genuine relationship testimonials.

Our passion, integrity and knowledge are key to maintaining long-standing relationships. We work hard to ensure everything in our power is completed to the highest standard accompanied by the finest level of care.

Grove & Dean Client Testimonial 1
Grove & Dean Corporate Insurance Client Testimonial

Our asbestos insurance seemed a complex risk, however, our account manager at Grove & Dean Corporate, provided face-to-face meetings and the knowledge that our business is adequately protected.

Advanced Asbestos

Grove & Dean Corporate Insurance Client Testimonial

Grove & Dean Corporate Client Testimonial

For years we have built a valued business relationship with Grove & Dean and believe their personal approach is above and beyond.

Pier Contractors Limited

PA Group Corporate Insurance Client

Grove & Dean Corporate Client Testimonial

I feel confident that both our company fleet and commercial combined insurance is in the right hands at Grove & Dean. The Corporate team are knowledgeable and display genuine integrity.

PA Group


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