Landlord Insurance

information about landlord insurance

Landlord Insurance

When it comes to residential, business or commercial landlord Insurance, Grove & Dean fully understand the need for flexibility within your policy. Our tailor-made cover offers a range of schemes whether you need residential buy-to-let or for a commercial portfolio.

What is landlord’s Insurance?

Landlord’s building insurance provides coverage for a property owner and protects them from financial losses that relate to their rented properties. Landlord insurance allows the policy holder (Landlord) to insure the building and its contents and allows them to protect themselves from losing income from tenants not paying rent. Landlords building insurance can also cover structures that are connected to a property.

Do I need landlord’s insurance?

Our easy-to-use quote form will offer you straightforward, competitive premiums for protection against claims for buildings, contents, liability, loss of rent as a result of an insured peril and much more as a landlord.

A landlord building insurance policy will save a landlord money in repair costs if a tenant or other third party was to cause damage to their property or not pay their rent; therefore, it is quite essential that there is adequate landlord building insurance in place to protect landlords property and prevent any business interruption.

This policy includes repair costs and cover of costs for site clearance if there was ever destruction to the property. This policy will cover a broad range of perils, including theft, vandalism, fire or smoke, storm damage, earthquake damage, burst pipes, damage causes by an impact of a vehicle or animal and oil or water leaks.

Different types of Landlord Insurance

Landlord contents insurance is the insurance policy what allows the landlord to be able to insure the contents within their rented property that they provide for their tenants.

Portfolio insurance is an insurance policy for landlords who own five or more properties. This policy allows the landlord to have all their properties and contents under one policy what makes for convenience and is also much more cost effective. This is because there is one premium and one renewal date.

Home emergency cover is an insurance policy that makes sure that the landlords’ tenants are not left without essential service. It protects the tenants of the property 24 hours a day in case of emergencies. These emergencies include; security, heating and plumbing, drain blockage, broken gutters, lost keys, damaged roofing and infestations of vermin.

Rent guarantee and legal expenses cover is an optional policy that can be added to the landlord contents and building policy to provide the landlord with legal protection. The legal cover provides coverage for accommodation costs, repossession of property, trespassing on their property and nuisance and overall property damage. It is also a policy what protects the landlord from going out pocket during periods were the tenants are unable to pay their rent.

Landlords Liability insurance protects landlords from any claims made by a 3rd party relating to injury or damage in relation to their property regarding compensation. Landlords liability insurance is another form of public liability insurance

The factors that affect the overall cost of landlord insurance policies are the list of perils that they landlord has decided to insure against and the maximum amount the insurer will pay per one claim


Grove & Dean Corporate Insurance

Key contact for Landlord insurance cover Joe HarrisonCERT CII

Corporate Operations Manager

01708 436 811

How can we help you?

Fill in our form and a member of the corporate insurance team will contact you to answer your enquiry.

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Our passion, integrity and knowledge are key to maintaining long-standing relationships. We work hard to ensure everything in our power is completed to the highest standard accompanied by the finest level of care.

Grove & Dean Client Testimonial 1
Grove & Dean Corporate Insurance Client Testimonial

Our asbestos insurance seemed a complex risk, however, our account manager at Grove & Dean Corporate, provided face-to-face meetings and the knowledge that our business is adequately protected.

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Grove & Dean Corporate Insurance Client Testimonial

Grove & Dean Corporate Client Testimonial

For years we have built a valued business relationship with Grove & Dean, we believe their personal approach is above and beyond.

Pier Contractors Limited

PA Group Corporate Insurance Client

Grove & Dean Corporate Client Testimonial

I feel confident that both our company fleet and commercial combined insurance is in the right hands at Grove & Dean. The Corporate team are knowledgeable and display genuine integrity.

PA Group


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