Motor & Fleet Insurance

information about motor & fleet insurance

Fleet Insurance

Grove & Dean can insure your fleet of vehicles, including both cars and/or commercial vehicles, under one single fleet insurance policy – making it easier for you to manage your business' vehicles.

click to enquire about Grove & Dean Corporate Insurance policies

We provide fleet insurance policies covering two or more commercial or private vehicles and offer a choice of cover, including comprehensive, third party fire & theft or third party only.

Our fleet insurance policies cover a range of vehicles, including:
  • • Cars
  • • Vans
  • • Lorries
  • • Haulage
  • • Mini Buses
  • • Coaches
  • • Private and Public Hire Vehicles

We're confident that our motor fleet insurance cover compares favourably with any other fleet insurance cover currently available in the market place.

Types of Fleet Insurance

Similar to standard car insurance, fleet insurance policies from Grove & Dean offer clients three types of cover to chose from.

Comprehensive fleet insurance– this level of cover will give near full cover of the fleet vehicle and any damage caused to third party vehicles or property whether the fleet driver was at fault or not at fault.

Third party, fire and theft fleet insurance - if any fleet vehicle that is covered under a fleet insurance policy was to sustain damage from fire or if it was to be stolen, this level of fleet insurance will provide cover against those risks. The insurer will also pay out any third-party vehicle if it was to sustain damage from the insured where they are deemed liable.

Fleet insurance also covers employees who use their own personal vehicles for business purposes, or employees who lease or purchases fleet vehicles from the company they work for. These vehicles are called take-home vehicles and are used for work purposes and personal use and are covered under fleet insurance policies

Types of vehicles in a fleet

Fleet vehicles are a group of vehicles that are owned by an organisation. For example, vehicles that are operated by taxi services, delivery services, police, ambulance, fire, sale representatives. Some fleet vehicles are also owned by employees who work for an organisation.

All types of vehicle can be covered under a fleet insurance policy but different vehicles such as a car and motorcycle may require separate fleet insurance policies.

Fleet insurance can insure many types of vehicles that are used by the organisation for diverse tasks. These vehicles include, commercial vehicles, cars, vans, minibuses and trucks.

At Grove & Dean fleet insurance policies are managed by our in-house fleet manager who has access to the MID and will handle your fleet insurance policy from inception.

Are fleet vehicles covered under one fleet insurance policy?

Fleet insurance normally provides liability cover for an organisations fleet of vehicles. This means that the employees of the organisation will be insured to drive every fleet vehicle that is covered under the fleet insurance policy and still be covered in case of an accident.

Allowing this type of cover under one fleet insurance policy can prove to be very cost effective for organisations especially if they have several fleet vehicles that must be insured.

download a pdf
Download our Fleet Motor Insurance Fact Sheet

click to enquire about Grove & Dean Corporate Insurance policies


Grove & Dean Corporate Insurance

Key contact for group health insurance cover Glen CottleCERT CII

Motor Fleet Account Handler

01708 436 811

How can we help you?

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Our clients are paramount and when the opportunity arises we like to display some of our genuine relationship testimonials.

Our passion, integrity and knowledge are key to maintaining long-standing relationships. We work hard to ensure everything in our power is completed to the highest standard accompanied by the finest level of care.

Grove & Dean Client Testimonial 1
Grove & Dean Corporate Insurance Client Testimonial

Our asbestos insurance seemed a complex risk, however, our account manager at Grove & Dean Corporate, provided face-to-face meetings and the knowledge that our business is adequately protected.

Advanced Asbestos

Grove & Dean Corporate Insurance Client Testimonial

Grove & Dean Corporate Client Testimonial

For years we have built a valued business relationship with Grove & Dean, we believe their personal approach is above and beyond.

Pier Contractors Limited

PA Group Corporate Insurance Client

Grove & Dean Corporate Client Testimonial

I feel confident that both our company fleet and commercial combined insurance is in the right hands at Grove & Dean. The Corporate team are knowledgeable and display genuine integrity.

PA Group


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