Property Insurance

information about property insurance for business

Commercial Property Insurance

Grove & Dean has a vast amount of experience providing the correct property insurance cover for many hundreds of businesses, landlords and individuals across the UK.

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Commercial Property Insurance provides for cover against most risks, including fire, water damage and theft.

However, what is covered, and from what causes, varies with the individual policy, but the following are typical in commercial property insurance:

Named Perils Cover – this specifies the causes of damage to your commercial property and covers only damage resulting from those causes.

All Risks / Broad Cover – this provides cover for damage from any cause not specifically omitted.

Both types of policies will cover you for commercial business interruption and lost revenue.

Property Insurance for Businesses

For more information speak to our key contact for Commercial Property Insurance.

What is property insurance

Commercial premises insurance provides cover for fixtures, fittings, any interruption the business faces due to a nearby flood or fire and some policies will also cover stock located on the premises.

Property insurance is a type of insurance that protects against damage of residental property. This includes weather damage, theft and fire. Policies of Property Insurance do not always cover damage caused by water, such as tsunamis, floods, blocked drains etc. They also do not normally cover damage caused by acts of terror, acts of war and nuclear incidents.

Different types of Property Insurance

Due to the expansive coverage, property insurance therefore can be broken down into many sub categories that provide cover for different potential damages.

These include:

Earthquake insurance is insurance that covers the insured property for damages that result from an earthquake, paying out the policy holder. Earthquake insurance is not normally covered in normal home owner policies therefore it is its own sub category of insurance.

Fire insurance is a form of property insurance that covers any damage caused by fire to a property that the policy holder owns. Fire insurance when paired with homeowner or property policies help cover the costs of repair, replacement and reconstruction of the policy holder’s property.

Flood insurance covers any damage or loss caused by flooding. Insurers can calculate the cost of the insurance by referring to maps that show the floodplains and floodways of the client’s surroundings.

Boiler insurance provides cover for the boiler of someone’s property. The insurance policy will provide repairs and sometimes replacement of the boiler if it were to stop working efficiently.

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Grove & Dean Corporate Insurance

Key contact for property insurance cover Joe HarrisonCERT CII

Corporate Operations Manager

01708 436 811

How can we help you?

Fill in our form and a member of the corporate insurance team will contact you to answer your enquiry.

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Our clients are paramount and when the opportunity arises we like to display some of our genuine relationship testimonials.

Our passion, integrity and knowledge are key to maintaining long-standing relationships. We work hard to ensure everything in our power is completed to the highest standard accompanied by the finest level of care.

Grove & Dean Client Testimonial 1
Grove & Dean Corporate Insurance Client Testimonial

Our asbestos insurance seemed a complex risk, however, our account manager at Grove & Dean Corporate, provided face-to-face meetings and the knowledge that our business is adequately protected.

Advanced Asbestos

Grove & Dean Corporate Insurance Client Testimonial

Grove & Dean Corporate Client Testimonial

For years we have built a valued business relationship with Grove & Dean, we believe their personal approach is above and beyond.

Pier Contractors Limited

PA Group Corporate Insurance Client

Grove & Dean Corporate Client Testimonial

I feel confident that both our company fleet and commercial combined insurance is in the right hands at Grove & Dean. The Corporate team are knowledgeable and display genuine integrity.

PA Group


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